.policy-hero {
    background: linear-gradient(135deg, #0c1b54, #12328f);
    color: #fff;
    padding: 38px 32px;
    border-radius: 18px;
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
}
.policy-hero__eyebrow {
    text-transform: uppercase;
    letter-spacing: 1px;
    font-size: 12px;
    opacity: 0.8;
    margin-bottom: 6px;
    font-weight: 600;
    text-align: center;
    color: #fff;
}
.policy-hero h1 {
    margin: 0 0 10px;
    font-size: clamp(26px, 4vw, 34px);
    color: #8be22c;
    text-align: center;
}
.policy-hero__lede {
    max-width: 720px;
    color: rgba(255, 255, 255, 0.85);
    margin: 0 auto;
    text-align: center;
}
.policy-hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(
      circle at 20% 20%,
      rgba(159, 244, 60, 0.14),
      transparent 35%
    ),
    radial-gradient(
      circle at 80% 40%,
      rgba(159, 244, 60, 0.12),
      transparent 30%
    );
    pointer-events: none;
}
.policy {
    max-width: 1150px;
    margin: 100px auto 80px;
    padding: 0 20px;
}
.policy-section {
    margin-top: 28px;
    background: #fff;
    border: 1px solid #e2e9f4;
    border-radius: 14px;
    padding: 20px;
    box-shadow: 0 20px 60px rgba(12, 27, 84, 0.15);
}
.policy-section__header h2 {
    margin: 0;
    font-size: 20px;
}
.policy-section__header p {
    margin: 4px 0 12px;
    color: #5a6480;
}
.policy-grid--two {
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}
.policy-card ul {
    margin: 0;
    padding-left: 18px;
    color: #3c455d;
}
.policy-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 14px;
}
.policy-card {
    background: #f9fbff;
    border: 1px solid #dbe7f5;
    border-radius: 12px;
    padding: 14px 16px;
    box-shadow: 0 10px 28px rgba(12, 27, 84, 0.08);
}
.policy-card h3 {
    margin: 0 0 8px;
    color: #0c1b54;
}
.policy-card h3 {
    margin: 0 0 8px;
    color: #0c1b54;
}
.policy-card li {
    margin: 4px 0;
}

.policy-grid .policy-card h4, .policy-card h3 {
    font-weight: 700;
    font-size: 18px;
    line-height: 1.1;
    letter-spacing: 0;
    margin: 0 0 8px;
}

.policy-section p {
    margin: 0;
    font-weight: 400;
    font-size: 16px;
    letter-spacing: 0;
    margin: 4px 0;
    color: #3c455d;
    line-height: 1.6;
}
.policy-section__header p {
    margin: 9px 0 10px;
    color: #5a6480;
}